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Author: Tony Ruiz

What is credit risk?

Tony RuizOctober 26, 2020October 21, 2020
Blogging

Most people are aware of the fact that taking out a loan is a significant risk, even if we are sure that we can afford it. We are not able to predict whether, for example, we will not get sick or lose our job, which will result in problems with settling the liability.

Few, however, remember that a loan is …

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Loan during pregnancy or maternity leave – is it possible?

Tony RuizOctober 25, 2020October 21, 2020
Blogging

Both the period of pregnancy and maternity leave can be very financially demanding. Not all expenses will likely be covered from current income. For this reason, we may need a cash loan. It also often happens that future or new parents want to take out a mortgage to live in their own four corners, and not, for example, with their …

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What is a buy to let loan?

Tony RuizOctober 24, 2020October 21, 2020
Blogging

Traditional mortgage loans in Poland no longer surprise anyone. Every year, thousands of ordinary Poles who want to acquire their own four corners, as well as numerous investors operating on the real estate market decide on them. The buy to let loan is a much less known type of loan. What is it and can it be taken in Poland …

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Family loan agreement – what do you need to know?

Tony RuizOctober 23, 2020October 21, 2020
Blogging

Borrowing from the family is a very common practice. It is usually faster, less formalized, and cheaper than a bank loan or a loan from a loan company. On the other hand, possible quarrels over money and ambiguities can sometimes even lead to long-term conflicts. Therefore, the family loan agreement is written more and more often, especially in the case …

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Social media and creditworthiness assessment

Tony RuizOctober 22, 2020October 21, 2020
Blogging

Currently, few people do not have an account on at least one social networking site (and usually several), even if they do not use it often. We are increasingly aware that what we put in them may have real consequences for us (for example, in the form of dismissal for inappropriate content or the need to return sick pay if …

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Real Estate Agent agreement – what to look for

Tony RuizOctober 11, 2020October 2, 2020
Blogging

The next stage of cooperation, when the realtor has already been selected, is the conclusion of an agreement with the agency. By the documents that you will be asked to sign, you can judge the reliability of the company. 

For example, you should be wary of the agreement contains clauses or footnotes in small print – they may contain conditions …

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How to choose a real estate agent

Tony RuizOctober 10, 2020October 2, 2020
Blogging

Conducting transactions with real estate requires a significant investment of time and effort from its owner, as well as the availability of special knowledge. However, not everyone has the ability and desire to delve into the legal intricacies and spend hours studying ads. 

In this case, it is worth considering contacting a professional. However, in Russia, it is customary to …

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7 Tips to choose the right broker for your real estate!

Tony RuizOctober 9, 2020October 2, 2020
Blogging

Below are the 7 tips to choose the right broker. The right broker should suit you and your goals. First of all, but the offer is large, so you have to make choices in the end. One broker can be very different from another …

How is the service and accessibility for the buyers?

Are you being spoken to by …

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Real Estate Agent Choosing: Practical Tips & Useful Information

Tony RuizOctober 8, 2020October 2, 2020
Blogging

It is final: you are going to move. Of course, you want to sell your home quickly for a nice amount. So you will have to get a good broker who will arrange the sale. This is quite tricky as there are so many choices when it comes to sales brokers. Below are a few tips you can use to …

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5 Tips For Real Estate Agents With Little Experience

Tony RuizOctober 7, 2020October 2, 2020
Blogging

the profession with the happiest professionals in the world is that of a real estate consultant. With so many career opportunities and a job that changes every day, it’s no wonder that so many people are in training to join the world of real estate sales.

If you are one of those who decided to be happy and embrace the …

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Recent Posts

  • What is credit risk?
  • Loan during pregnancy or maternity leave – is it possible?
  • What is a buy to let loan?
  • Family loan agreement – what do you need to know?
  • Social media and creditworthiness assessment
Investors Clinic

Getting Started As A Real Estate Agent

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